More Choice in
Mortgage Solutions

Our mortgage loan originators help you find the right mortgage for your unique needs. Contact us to learn more about our programs!

Unlock your dream
home today.

Say goodbye to the uncertainty of contingent offers, and buy before you sell.

$2,000 cash guarantee for
on time close.

Our pre-approvals are fully underwritten, so you can be confident we will close on time.

Refinance at little to no cost, on your timeline.

Ask us about our competitive refinancing options so we can find the best solution for you.

Get Started

NMLS #6666

CMG Home Loans

Bobby Green

Branch Manager Retail Lending
NMLS# 314777 | Branch NMLS# 1594871

About Me

CMG Home Loans delivers the personal service of a local lender, leveraging the resources of a national brand. Currently operating in all 50 states and the District of Columbia, CMG Home Loans branches have earned over 1200 Zillow reviews praising reliable preapprovals, ease of transaction, on-time closings, and transparency and communication throughout the mortgage process.

Throughout the mortgage industry, CMG Home Loans is known for its innovation of product and continued investment in technology. From HomeFundIt, the down payment crowdfunding platform to the All In One Loan, the smarter way to borrow, CMG develops mortgage solutions that serve the needs of every borrower.

CMG Home Loans holds federal agency lending approvals with HUD, VA, RHS, GNMA, FNMA and FHLMC. CMG loan officers specialize in all new purchase and refinance mortgage needs and act as financial counselors to help borrowers make informed decisions.

Nations Lending

Stephen Hartman

Sales Manager
NMLS# 1725312 | Branch NMLS# 2135225

About Me

As a mortgage professional, my number one goal is to provide the best possible service to my clients. When you work with me to purchase or refinance your home, you will have access to me at all times, and will be kept up to date on the progress of your loan throughout the process. I understand how stressful the process can be, and realize how important it is to communicate as we work to get you to the closing table. I believe that building a successful business in the mortgage industry requires a customer centric approach, and this is what you will experience when working with me.

I have partnered with a team at Nations Lending with the same goals, and approach in mind. Together, we are dedicated to making the home buying or refinancing process a positive one!

PLACE Mortgage Calculator

Let’s find you the right mortgage loan

Start The Process

We’ll help you find a local loan originator to get you competitive rates and the programs that best fit your individual needs. Fill out this form and we’ll connect you with a lender today!

Get Pre-Approved

Before you start looking for a home to buy, it’s a good idea to meet with your loan originator to get pre-approved for a loan amount. At this stage, the lender gathers information about income, assets, and debts of the borrower (you) to determine how much house you may be able to afford. This includes a credit report, W-2 forms, pay stubs, Federal Tax Returns, and recent bank statements. There are a variety of different loan programs, so make sure to get pre-qualification for the specific programs that best suit your needs.

Loan Pre-Approval Letter

Application & Processing

What happens when a loan goes "live"

When you find property you’re ready to buy, your lender will help you complete a full mortgage loan application, and talk you through the various fees and down payment options. The application is submitted to processing, where the documents are reviewed and appraisals and title examination are ordered. Then the loan is sent to an underwriter, who reviews and approves the entire loan if it meets compliance.

Application Info Graphic

Closing

Signing and Finalizing the deal

Don’t be surprised if you’re asked for additional documentation or clarification throughout the process. Once your loan is approved, don’t forget to set up homeowners insurance. Your documents will be sent to the title company, where you’ll sign for the new home and pay any remaining costs. Then the loan is recorded and you get the keys. Congratulations, happy homeowner!

All applications are subject to credit approval. Program terms and conditions are subject to change without notice. Some products may not be available in all states. By refinancing an existing loan, the total finance charges may be higher over the life of the loan. Other restrictions and limitations may apply. | This is not a commitment to lend - Envoy Mortgage, Ltd. #6666 (www.nmlsconsumeraccess.org) 10496 Katy Freeway, Suite 250, Houston, TX 77043, 877-232-2461 - www.envoymortgage.com. | Doing business in New Hampshire as Envoy Mortgage Limited Partnership. For other authorized trade names and licenses held see: www.envoymortgage.com/licensing-legal-information/. This is to give you notice that Envoy Mortgage, Ltd. has a business relationship with Place, Inc. and its affiliated real estate agent operators. You are NOT required to use Envoy Mortgage as a condition for purchase, sale, or refinance of the subject property. THERE ARE FREQUENTLY OTHER SETTLEMENT SERVICE PROVIDERS AVAILABLE WITH SIMILAR SERVICES. YOU ARE FREE TO SHOP AROUND TO DETERMINE THAT YOU ARE RECEIVING THE BEST SERVICES AND THE BEST RATE FOR THOSE SERVICES.

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When are you planning on buying a new home?

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